Embedded Insurance for Banks

Embedded Insurance for Banks

Launch insurance inside your banking app in weeks — not months.

White‑label products, compliant flows, and measurable ROI. From discovery to go‑live, I help you design, integrate, and optimize embedded insurance journeys that customers actually use.

Banking × Insurance Expertise
AI‑Enhanced Journeys
Regulatory‑aware
+18–35%

Attach rate uplift
≤ 8 weeks

MVP to store
99.9%

Policy sync reliability


Customer purchasing insurance in a banking app
Responsive image with safe crop (no cut heads on iPad/phone).

White‑Label Ready

We integrate insurer APIs and wrap them in your brand. Payments, policy issuance, and claims pathways included.

⚖️

Compliance‑First

Flows align to local regulations and disclosures. We bake in consent, audit trails, and clear opt‑ins.

ROI You Can Prove

Experiment design, attach‑rate tracking, and dashboards so Product & Finance see impact from day one.

Packages

Choose the engagement that fits your stage

Discovery Sprint

€4,900

2 weeks • remote or on‑site

  • Opportunity sizing & attach‑rate model
  • Customer journey & wireframes
  • Vendor/API shortlist and scorecard
  • Compliance checklist

Scale & Optimize

Custom

Quarterly partnership

  • New products & cross‑sell journeys
  • AI‑based failure prioritization
  • Regulatory updates & audits
  • Quarterly roadmap & ROI reviews

How it works

From idea to live in 3 steps

1. Map & Prove

Discovery workshops, attach‑rate model, and low‑fidelity prototypes with compliance sign‑off.

2. Build MVP

White‑label UI, insurer API integration, payments, and analytics with robust error runbooks.

3. Optimize

A/B testing, AI‑driven failure ranking, and new products (travel, device, purchase protection, etc.).

Mini Case Study

Context: Bank app added purchase‑protection at checkout. Result: +24% attach in 6 weeks, 0 unprotected customers thanks to runbooks, and −38% support tickets via clear claims guidance.

What you get

Templates: API scorecard, compliance checklist, runbooks, analytics dashboard spec, and A/B test library.

Tools

Camunda/ServiceNow, insurer APIs, payment gateways, analytics (GA4/Amplitude/Power BI), Elastic ML for risk ranking.

FAQ
Is this white‑label or co‑brand?

Either. Most clients start white‑label for simplicity, then introduce co‑brand during scale‑up.

Which insurance products work best first?

Travel, device, and purchase protection typically show fastest ROI due to clear context and timing.

How do we avoid “cut off heads” on images?

This page uses object-fit: cover and a safer object-position so hero images crop elegantly across phone and iPad.

Ready to embed insurance the right way?

Tell me about your app, markets, and target products. I’ll suggest the fastest path to MVP.

Email Jelena →